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Term loans for Housing projects in urban areas are offered to Central and State Governments, parastatals bodies, Corporates and Joint sector Agencies for construction of Houses / Flats and development of residential plots including Site and Services scheme, Skeletal Housing and Core housing etc.

HUDCO has emerged as a major player in housing sector during the last five decades of operation. HUDCO through its project financing window has so far extended financial assistance for the construction of 8.46 million residential units (as on 31.03.2023) in the country under urban housing and laid special emphasis to housing for under privileged and poor in urban area, HUDCO offers softer financial terms to Economically Weaker Section and Low Income Group housing which includes lesser interest rates, larger extent of loan and longer repayment period when compared with financial assistance to other income group categories.

  1. HUDCO offers financial assistance for following Housing projects:-
    • Acquisition of land and Development of plots
    • Housing for EWS/LIG/MIG/HIG and other categories
    • Staff Rental Housing
    • Slum rehabilitation/ in-situ development/ Slum upgradation
    • Repairs and Renewal
    • Loans to Apex Co-operative Housing Societies
    • Funding to State Governments/Urban Local Bodies for meeting its margin money in projects pertaining to Government of India Action Plan Schemes.
  2. Eligible Agencies
  3. Central and State Governments, parastatals bodies like Housing Boards/Corporations, Slum Clearance Boards, Police Housing Corporations, Development Authorities, City Improvement Trusts, Municipal Corporations/ Councils, other Urban Local Bodies, Apex State Co-operative Societies and other public institutions such as Joint Sector and Corporate Sector etc.