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Term loans for Housing in rural areas are offered to Central and State Governments, parastatals bodies, Corporates and Joint sector Agencies for construction of Houses

HUDCO has emerged as a major player in housing sector during the last five decades of operation. HUDCO through its project financing window has so far extended financial assistance for the construction of 11.58 million residential units (as on 31.03.2023) in the country under rural housing and laid special emphasis to housing for under privileged and poor in rural area, HUDCO offers softer financial terms to Economically Weaker Section and Low Income Group housing which includes lesser interest rates, larger extent of loan and longer repayment period when compared with financial assistance to other income group categories.

  1. HUDCO offers financial assistance for following Housing projects:-
    • Acquisition of land and Development of plots
    • EWS Rural Housing Scheme for the land less
    • Housing for EWS/LIG/MIG/HIG and other categories
    • Village abadi scheme
    • Repairs and Renewal
    • Loans to Apex Co-operative Housing Societies
    • Funding to State Governments/Local Bodies for meeting its margin money in projects pertaining to Government of India Action Plan Schemes.
  2. Eligible Agencies
  3. Central and State Governments, parastatals bodies like Rural Housing Boards, District Boards, Panchayat, Taluk Development Boards, Apex State Co-operative Societies and other public institutions such as Joint Sector and Corporate Sector etc which are nominated by the State Governments for undertaking rural housing scheme with HUDCO’s financial assistance.